Comprehensive, Cost-Effective Legal Services For Creditors
Mortgage lenders rely on accurate borrower information to make sound lending decisions. When applicants conceal debts or misrepresent property values, the financial consequences can be severe. Texas courts use specific standards to determine when these...
A missed payment can create immediate concerns for lenders that rely on timely performance. The agreement often controls when that missed deadline creates an enforceable claim. If one of your borrowers stops paying, understanding when a payment failure crosses the...
When a borrower falls behind on a loan, one of the first questions you may face is whether to accelerate the remaining balance. While it can be an option, using it requires more than simply filing a few documents. Standards for valid acceleration Acceleration allows...
Mortgages are among the largest loans ever secured by individuals. The cost of purchasing real property can add up to multiple years of a person's income, making it prohibitively difficult to save enough capital for a cash purchase. Lenders provide the funds necessary...
Some people borrow money that they never intend to repay. Others may accrue significant debt in good faith but then face unexpected financial hardship that prevents them from repaying what they owe. Medical emergencies, job loss and divorce are among the most common...
Proprietary information often ranks among a company’s most valuable assets. When someone takes that asset, whether a former employee, a competitor or a business partner, the damage can affect both finances and daily operations. Texas law gives businesses several ways...
When someone breaks a business agreement, your first instinct might be to fix the relationship or recover the loss, not to check a legal calendar. But contract disputes carry hard filing deadlines that can quietly eliminate your leverage if you wait too long. Here is...
Business partners should work cooperatively to build up the company they’ve started and run together. Each has a fiduciary duty to the organization, meaning that they should act in its best interests. They also have a duty to one another to uphold the terms of the...
There are many ways for the civil courts to assist companies dealing with contract issues or unfair competition. Frequently, those initiating lawsuits over business matters request damages or even the enforcement of a contract through an order of specific performance....
Mortgage lenders have more protection than many other creditors. After all, the property that the borrower purchases with the mortgage is technically the collateral for the loan. If a homeowner defaults on their mortgage and misses multiple payments back-to-back, the...